Valutorio

Tana vs Obsidian: Schema or a folder (2026)

Tana is the most structurally ambitious app in this category. Supertags give any node a schema, so a meeting becomes a meeting everywhere it appears, and the AI transcribes and summarises it for you. All of that lives in a proprietary node graph in Tana's cloud with limited export. Obsidian keeps a folder of markdown files on your disk and has no schema at all, plus more than 2,000 community plugins and apps on five platforms. Choose Tana if you want a system that enforces structure. Choose Obsidian if you want files that outlive whichever app you are using this year.

Quick verdict

  • Every meeting, book, and person should carry the same fields automatically

    Pick Tana

    Supertags do this properly and Obsidian needs plugins and discipline to approximate it.

  • You want to still be able to open your notes in ten years without a login

    Pick Obsidian

    Plain markdown files on your own disk, no export required and no vendor in the way.

  • Obsidian's file model is right and its Electron startup on your Mac is not

    Pick Valutorio

    Same markdown folder, Rust engine, 1.07 s cold index on 2,000 files, sync built in.

At a glance
 TanaObsidianValutorio
PlatformsmacOS, Windows, Linux, iOS, Android, WebmacOS, Windows, Linux, iOS, AndroidmacOS 14+
EnginewebElectronnative Swift + Rust
Data formatproprietary node graph (cloud); limited exportplain markdown files, local folderplain markdown folder
PricingFree (up to ~20k nodes); Plus $8-10/mo; Pro $20/mofree (incl. commercial use since Feb 2025); Sync $4-5/mo; Publish $8-10/mo; optional commercial license $50/user/yrpaid app, Mac App Store (pricing at launch)
Synccloud-native; desktop offline support added late 2025paid E2E-encrypted Sync service, or DIY via iCloud/Syncthing/git pluginValutorio Sync (subscription): automatic, encrypted, conflict-free; personal MCP endpoint for AI assistants included
Offlinenoyesyes
Wikilinksyesyesyes
Backlinksyesyesyes
Graph viewyesyesyes
Open sourcenonono

Competitor rows come from public vendor documentation and pricing pages, checked August 2026. Valutorio rows describe the shipping macOS app.

Supertags against files and links

Tag a node in Tana and it acquires fields, templates, and views. The outline stops being text and starts behaving like a database you happen to type into, and querying a supertag returns a real collection rather than a search result. Ex-Roam power users moved to Tana in numbers for exactly this reason.

Obsidian has no schema. It has wikilinks, backlinks, tags, a graph view, and 2,000-plus community plugins, some of which get partway there: Dataview queries frontmatter as if it were a table, Templater stamps out new notes. That is convention held together by plugins rather than structure enforced by the app, and nothing validates it. Tana's own documented weakness is the flip side: a steep learning curve for the node and supertag model, listed as widely reported.

Winner Tana Enforced schema on an outline is Tana's invention and Obsidian only imitates it with plugins.

Where the knowledge is kept

Tana stores a proprietary node graph in its cloud and its export options are limited. That combination deserves thought before you pour two years of thinking into it, because the exit is narrower than the entrance and a supertag's structure has no obvious representation outside Tana.

An Obsidian vault is a folder. One note, one .md file, named by you, sitting in directories you made. Nothing is imported when you open it and nothing is converted when you close it. ripgrep searches it, Pandoc converts it, another editor opens it while Obsidian is running. Obsidian is closed source, but the format is not, and that is the distinction that matters when the question is what happens to your notes if the company changes.

Winner Obsidian A folder of markdown needs no export path; a proprietary node graph with limited export does.

Offline and mobile, stated plainly on both sides

Tana added desktop offline support in late 2025, which fixed a real problem. Mobile is still the weak spot: the app can capture offline but cannot show you content you already have, so a commute underground finds that limit quickly. Tana is a web application on every platform it ships to.

Obsidian works offline everywhere by default, because the vault is a local folder on all five platforms including iOS and Android. Its own weakness list notes the mobile app is slow to load large vaults, and mobile plugin compatibility is a recurring problem. A slow local app still beats an app that cannot read notes you already have.

Winner Obsidian Obsidian reads your whole vault offline on a phone; Tana's phone app can only take dictation.

AI in the app or nowhere

Tana's AI is not decoration. Meeting transcription, agents, and summaries run against structured nodes, so the output lands somewhere the app already understands. If you take meetings for a living, this is the feature that justifies the subscription and Obsidian has no answer to it.

Obsidian ships no AI. Community plugins wire it to external models, with the quality and upkeep that implies, and some of them are good. The core app is a markdown editor with links. Whether that is a gap or a relief depends entirely on how you work, and pretending otherwise would be dishonest in either direction.

Winner Tana Transcription, agents, and summaries are core in Tana and absent from Obsidian.

The monthly line item

Tana is free up to roughly 20,000 nodes, then Plus is $8-10 a month and Pro is $20. That step up from the free tier is something Tana's users criticise openly. Sync is included, because sync is the product.

Obsidian is free, including commercial use since February 2025, with an optional $50 per user per year commercial licence. Its Sync service is $4-5 a month and Publish is $8-10. Free alternatives are iCloud, Syncthing, or the community git plugin, which carries documented index.lock errors, line-ending conflicts, and unstable merge handling on mobile. So Obsidian is cheaper and its cheapest sync route is the least reliable part of it.

Winner Obsidian Free app plus optional $4-5 sync against $8-20 a month once you pass 20,000 nodes.

A third option

The third option in this trade

The tension here is that structure lives in someone else's cloud and files live in an Electron app. Tana asks you to hand over the storage format to get the schema. Obsidian keeps the format and then makes you rent sync or trust a volunteer git plugin with open bug reports.

Valutorio takes Obsidian's format and answers the sync half natively. The vault is a plain folder of markdown files that any editor reads, and Valutorio Sync is an optional subscription that moves it between Macs in the background at 0.56 s a cycle, encrypted in transit and at rest. A three-way merge runs first and markdown-aware keep-both blocks catch the rest, so nothing ever writes a conflict marker into a note. The interface is Swift and AppKit over a Rust engine: 1.07 s cold index on 2,000 files, 0.1 ms keystroke latency in a 1 MB note. What it lacks is most of Tana's half of this page: no supertags, no AI chat of its own, no plugins, macOS 14 or later only with no phone app. The nearest thing to Tana's AI is the personal MCP endpoint that comes with the sync subscription, which lets Claude or another MCP-capable assistant read and write the vault from anywhere.

See what Valutorio does

What each one costs

Tana is free to roughly 20,000 nodes, then $8-10 a month for Plus and $20 for Pro, which is $96 to $240 a year. Obsidian is free for personal and commercial use, so the only recurring cost is Sync at $4-5 a month if you want it, or nothing if you sync with iCloud or Syncthing. Three years works out near $288 to $720 on Tana against zero to $180 on Obsidian. Valutorio is a paid Mac App Store app with sync as a separate optional subscription, so it is not the cheap seat on this page either. Tana's price buys hosting, AI, and structure, which is real work; whether it is worth $240 a year is the calculation its own users argue about publicly.

Who should choose which

Choose Tana if

  • Supertags are the feature you have been missing and you will invest the time to learn them.
  • AI meeting transcription and agents belong inside the notes app, not beside it.
  • You need Windows, Linux, Android, or a browser reaching the same graph.

Choose Obsidian if

  • You want plain markdown files on your own disk with no export step between you and them.
  • Plugins are how you work, and 2,000 of them is a moat worth having.
  • You read your whole vault offline on a phone, with no cached-page limit.

Choose Valutorio if

  • You are on a Mac, you want the plain-file model, and startup time on your vault has started to grate.
  • You want sync that ships with the app rather than a volunteer plugin with open merge bugs.
  • A fixed, fast feature set appeals more than either a schema to learn or a plugin list to maintain.

Questions people ask

Can I move a Tana workspace into Obsidian?

Partly, and it is the harder direction. Tana's export options are limited and the node graph is proprietary, so whatever markdown you extract becomes an Obsidian vault the moment you put it in a folder. Supertag fields do not survive as structure; they become text in the body or in frontmatter. Test the export on a small workspace before you commit.

Do Obsidian plugins get me to supertags?

Close enough for some people. Dataview reads frontmatter as queryable fields and Templater stamps consistent new notes, so a books table is achievable. What you do not get is enforcement: nothing stops a note from missing a field, and nothing updates every note when the shape changes. Tana's model is the app's, not a convention you maintain.

Which one works on a plane?

Obsidian, on every device. Tana's desktop app has worked offline since late 2025, so a laptop is fine, but its mobile app cannot display content you already have without a connection. Obsidian's vault is local on all five platforms, and its documented weakness is slow loading of large vaults on mobile rather than an offline hole.

Is Tana's learning curve as steep as people say?

Its own weakness list names the node and supertag model as widely reported as hard to learn, so yes. The payoff is that the structure then does work for you every day. Obsidian's curve is shallower because you can use it as a plain markdown editor from the first minute and add complexity only if you want it.

What happens to my notes if either company shuts down?

An Obsidian vault carries on unaffected, because it is a folder of markdown files that any editor can open. A Tana graph depends on Tana's servers and an export you would need to have taken. That asymmetry does not predict anything about either company's future; it just tells you which outcome you can prepare for.

Related comparisons

This comparison is published by the Valutorio team. Competitor details verified August 2026 from public sources; corrections welcome. All comparisons · What Valutorio is